These Terms and Conditions govern your use of the cow88 platform. Please read them carefully before registering or placing any wagers. By creating an account, you confirm that you have read, understood, and agreed to all terms set out on this page.
Last updated: 2025. These terms apply to all players accessing cow88 from the Philippines.
To register and use the cow88 platform, you must be at least 21 years of age and physically located in the Philippines at the time of play. By completing the registration process, you confirm that all information you provide is accurate, complete, and up to date. cow88 reserves the right to request identity verification documents at any point to confirm eligibility, and accounts found to be in violation of age or location requirements will be suspended without notice. Each player is permitted to hold only one account; duplicate accounts are strictly prohibited and may result in permanent suspension of all associated accounts. You are solely responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.
All transactions on the cow88 platform are conducted in Philippine pesos (PHP). Deposits are credited to your account balance upon successful confirmation from the relevant payment provider, and cow88 is not liable for delays caused by third-party payment processors. Withdrawals are subject to identity verification and may require supporting documentation before processing is completed. cow88 reserves the right to apply processing timeframes to withdrawal requests in accordance with internal procedures and applicable regulations. Funds held in your account balance do not accrue interest, and balances that remain inactive for an extended period may be subject to dormancy procedures as outlined in our FAQ. Any attempt to deposit or withdraw funds using fraudulent, stolen, or unauthorised payment methods will result in immediate account suspension and may be reported to relevant authorities.
The cow88 platform — including the Casino, Live Casino, Betting section, and Game Lobby — is provided exclusively for personal entertainment purposes and may not be used for any commercial, professional, or unlawful activity. You agree to use the platform only in accordance with these Terms and Conditions and all applicable laws of the Philippines. Any attempt to manipulate game outcomes, exploit software vulnerabilities, use automated tools or bots, or engage in collusion with other players is strictly prohibited and will result in immediate account termination and forfeiture of any balance. cow88 reserves the right to void any wager or transaction that is found to have been placed in breach of these terms or as a result of a technical error on the platform. The platform's game results are determined by certified random number generation systems, and cow88 does not guarantee any specific outcome or return for any game or betting market. All content available on the cow88 platform, including game interfaces, graphics, and text, is the intellectual property of cow88 or its licensed providers and may not be reproduced or redistributed without written permission.
All bets placed through the cow88 Betting section are subject to the specific rules applicable to each sport, market, and event type, which are displayed within the platform at the time of wagering. A bet is only confirmed once you receive an explicit confirmation from the platform; bets that are pending or unconfirmed due to connectivity issues are not considered accepted. cow88 reserves the right to limit, refuse, or void any wager at its discretion, including in cases where odds were published in error or where suspicious betting patterns are detected. Live betting markets may be suspended or closed at any time during an event, and any bets placed after the relevant outcome has been determined will be voided. Maximum and minimum stake limits apply to all markets and may vary by sport, event, and account status. In the event of a dispute regarding a bet outcome, the decision of cow88's trading team is final and binding.
cow88 is committed to promoting responsible gaming and providing Filipino players with the tools and information needed to maintain healthy gaming habits. Players who feel that their gaming activity is becoming problematic are encouraged to visit our Responsible Gaming page, which outlines the practical steps and support options available. Self-exclusion requests can be submitted through the platform, and once activated, a self-exclusion will prevent access to all sections of cow88 for the duration specified. During a self-exclusion period, cow88 will take reasonable steps to prevent the excluded player from opening a new account, though players are also responsible for not attempting to circumvent this restriction. Players may also request deposit limits, session time reminders, or temporary account cooling-off periods by contacting our support team. cow88 will not knowingly allow a self-excluded player to continue using the platform, and any winnings generated during a self-exclusion period may be forfeited.
Your personal information is collected, stored, and processed in accordance with our Privacy Policy, which forms part of these Terms and Conditions and should be read alongside them. cow88 uses industry-standard security measures to protect your account data and financial information from unauthorised access. You are responsible for keeping your password secure and for logging out of your account when using shared or public devices. cow88 will never ask for your password via email, chat, or any other communication channel, and you should report any suspicious contact claiming to be from cow88 immediately. In the event of a suspected security breach affecting your account, please contact our support team without delay so that appropriate protective measures can be taken. cow88 may share your information with regulatory authorities, payment processors, or fraud prevention services where required by law or by the terms of our operating licence.
cow88 provides its platform on an "as available" basis and does not warrant that the service will be uninterrupted, error-free, or free from technical issues at all times. To the fullest extent permitted by applicable Philippine law, cow88 shall not be liable for any loss of winnings, loss of data, or indirect damages arising from your use of or inability to access the platform. Scheduled and unscheduled maintenance may result in temporary unavailability of some or all platform features, and cow88 will endeavour to provide advance notice where possible. These Terms and Conditions may be updated from time to time to reflect changes in law, regulation, or platform operations; the most current version will always be available on this page. Continued use of the cow88 platform after any amendment constitutes your acceptance of the revised terms. If you do not agree with any updated terms, you should cease using the platform and contact support to discuss your account options.
These Terms and Conditions are governed by and construed in accordance with the laws applicable to the cow88 platform's operating jurisdiction. Any dispute arising from your use of the platform that cannot be resolved through our internal complaints process will be referred to the relevant regulatory authority. To initiate a complaint, players should first contact the cow88 support team with full details of the issue, allowing a reasonable period for investigation and response before escalating further. cow88 aims to resolve all player complaints fairly, transparently, and within a reasonable timeframe. Nothing in these Terms and Conditions affects your statutory rights as a consumer under Philippine law. For general questions about these terms or your account, the FAQ page is a good starting point before contacting support directly.
If anything on this page is unclear, our FAQ covers the most common questions in plain language. You can also register a new account or log in to an existing one from the links below.